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Try the MPI® Premium Finance 2.0™ CalculatorTry the MPI® Premium Finance 2.0 Calculator

Retirement IncomeRetirement Income
Retirement AgeRetirement Age
Side-by-Side Comparison

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0

Projected Retirement AgeProjected Retirement Age

Roth IRA/401KRoth IRA/401K

0

Projected Retirement AgeProjected Retirement Age

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0
For juvenile polices where the current age of the insured is under 15, the calculator simulates a reset to a new policy at the insured's age 23 and 24. The RELOC amount resets to zero and surrender charges reduce the available cash value, but the full account value from the previous year is growing at the assumed average growth rate.

Projected Tax-Free Income Per yearProjected Tax-Free Income Per Year

Roth IRA/401KRoth IRA/401K

0

Projected Tax-Free Income Per YearProjected Tax-Free Income Per Year

This MPI® Plan is projected to achieve your desired retirement incomeThis MPI® Plan is projected to achieve your desired retirement income 10 years earlieryears earlier than a Roth IRA/401Kthan a Roth IRA/401K.

This MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimatedThis MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimated $0 per yearper year.

*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.

Try the MPI® Premium Finance 2.0™ CalculatorTry the MPI® Premium Finance 2.0 Calculator

Retirement IncomeRetirement Income
Retirement AgeRetirement Age
Side-by-Side Comparison

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0

Projected Retirement AgeProjected Retirement Age

Roth IRA/401KRoth IRA/401K

0

Projected Retirement AgeProjected Retirement Age

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0
For juvenile polices where the current age of the insured is under 15, the calculator simulates a reset to a new policy at the insured's age 23 and 24. The RELOC amount resets to zero and surrender charges reduce the available cash value, but the full account value from the previous year is growing at the assumed average growth rate.

Projected Tax-Free Income Per yearProjected Tax-Free Income Per Year

Roth IRA/401KRoth IRA/401K

0

Projected Tax-Free Income Per YearProjected Tax-Free Income Per Year

This MPI® Plan is projected to achieve your desired retirement incomeThis MPI® Plan is projected to achieve your desired retirement income 0 years earlieryears earlier than a Roth IRA/401Kthan a Roth IRA/401K.

This MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimatedThis MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimated $0 per yearper year.

*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.

Try the MPI® Premium Finance 2.0™ CalculatorTry the MPI® Premium Finance 2.0 Calculator

Retirement IncomeRetirement Income
Retirement AgeRetirement Age
Side-by-Side Comparison

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0

Projected Retirement AgeProjected Retirement Age


Roth IRA/401KRoth IRA/401K

0

Projected Retirement AgeProjected Retirement Age

MPI® Premium Finance 2.0™MPI® Premium Finance 2.0™

0
For juvenile polices where the current age of the insured is under 15, the calculator simulates a reset to a new policy at the insured's age 23 and 24. The RELOC amount resets to zero and surrender charges reduce the available cash value, but the full account value from the previous year is growing at the assumed average growth rate.

Projected Tax-Free Income Per yearProjected Tax-Free Income Per Year


Roth IRA/401KRoth IRA/401K

0

Projected Tax-Free Income Per YearProjected Tax-Free Income Per Year

This MPI® Plan is projected to achieve your desired retirement incomeThis MPI® Plan is projected to achieve your desired retirement income 0 years earlieryears earlier than a Roth IRA/401Kthan a Roth IRA/401K.

This MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimatedThis MPI® Premium Finance 2.0™ Plan is projected to out-perform the Roth IRA/401K by an estimated $0 per yearper year.

*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.*Amounts Shown in This Calculation are Estimates Only and Not Guaranteed. MPI(r) Premium Finance 2.0 Results Assume an Average Annual Return of 6.25% and Premium Finance 2.0 Loan Rate of 4%. Costs of Insurance and Policy Expenses are Taken from a State Approved Illustration and Are Based on a Similarly Aged Male at a Preferred Health Rating. Estimated Cash Value and Income Results May Vary Based on Actual Gender, Age, and Approved Health Rating. Roth IRA/ 401(k) Projections are Assumed 10% Market Growth With an Expense Ratio of 1% All-In Fees. Compound Results are Calculated On an Annual Basis. Roth IRA Projected Income Based Off the 4% Rule.

What is MPI®?

Maximum Premium Indexing (MPI®)
is the First Financial Strategy to
Achieve, Protect, Grow, and Accelerate
Compound Interest

What is MPI®?

Maximum Premium Indexing (MPI®)
is the First Financial Strategy to
Achieve, Protect, Grow, and Accelerate
Compound Interest

Get Curtis Ray's Bestsellers

Let Curtis Ray guide you to early retirement, generational wealth, and secure tax-free income. Together these books will demystify compound interest and help you apply it.

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John Turner
John Turner
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When I signed up with Rob Duve almost two years ago, I was looking for the best way to grow wealth. I had just bought my first whole life policy to begin practicing infinite banking and I had read books and studied infinite banking for over a whole year before finally pulling the trigger. Then I stumbled on a YouTube video from Curtis about infinite banking. It irritated me to hear him say that MPI® was infinite banking 2.0. My personality made me investigate. I watched the videos, I read the books and I questioned rob. It became clear that MPI® was a far superior retirement plan. It had flexibility, efficiency of cost compared to whole life, and more importantly, a wealth building process that is accelerated by leverage within the plan itself instead of taking the risk outside of the plan like infinite banking. I do not know of a more secure long term retirement plan than MPI®. I'm excited to have a plan for my future that includes the possibility of retiring much earlier than I thought possible. Thanks Curtis! Thanks Rob and everyone at MPI®!! I can't wait to see how quickly I can achieve my retirement income goals.
Rich Tac
Rich Tac
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MPI® is the only way to secure your financial future and give the comfort and freedom we deserve. I am thoroughly impressed with their attentiveness to my financial needs and the speed in which they answered my questions and resolved my concerns. I personally recommend this program to anyone and everyone who wants to build their finances by compounding always. Do it now, the sooner the better. You won't regret it.
Travis Matthews
Travis Matthews
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MPI® is one of the best and smartest decisions I ever made for myself and my family. The team has always been extremely helpful and willing to take the time to ensure I understand exactly how the program works and how it is going to benefit myself and my family in the long run. And to steal the phrase from the MPI TEAM...ALWAYS BE COMPOUNDING!
Shaun Akin
Shaun Akin
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Myself, my wife and both of my children hold MPI® policies with the intent to be financially set in retirement. The MPI® concept is fantastic and a truly innovative way to financially plan for retirement, tax free, while creating an instant estate for future generations via death benefit...also tax free. It's tremendous.
Self Directed Retirement Plans
Self Directed Retirement Plans
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MPI® has been life changing for me and my family. It has changed how retirement and generating wealth will be executed. Having Security, Growth, and Leverage in one retirement plan is unmatched in my industry. I am grateful.
Heidi Spiegel
Heidi Spiegel
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I could not be more excited about my MPI® policy!! I am so pleased my money is compounding! I now look forward to retirement. Jarrod and Aidan at Lifetime Income Solutions were patient, polite, helpful and very knowledgeable. #grateful
Claudia Alonso
Claudia Alonso
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My husband introduced me to MPI® Unlimited and how it would be more beneficial to save for retirement with an innovative strategy using secure leverage in life insurance. Thanks in part to the 0% floor, which provides guaranteed security from market risk. Carolyn Blosil was the MPI® Certified Advisor that taught us more about it and she is very professional.
Rob Duve
Rob Duve
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Understanding the power of Pay Yourself First and Always Be Compounding are the most important financial concepts that someone can learn. Applying these principles in a vehicle like MPI® provides security and growth potential not possible elsewhere and the people at MPI® Unlimited are dedicated to sharing these life-changing concepts with anyone who wants to learn. Knowledge is Power because as you have the knowledge you are empowered to make the best decision for your future. There is nothing else I've found that provides me the same peace of mind that regardless of market conditions, I've set myself up with a secure compounding account that can lead to more spendable income for myself and my wife (while also establishing generational wealth for my kids). If you're ready to change the trajectory of your financial future, give them a call!
Laura Sease
Laura Sease
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I was skeptical when my husband first told me about MPI®. After meeting with our advisor Aidan Stout, I couldn't be more confident and secure of our financial plan! Aidan took the time to explain to us how MPI® works as an innovative strategy for maximizing our retirement income as well as the draw backs of the current systems available. I only wish we had more money to contribute! I can't recommend Aidan enough.
Jocelyne Hager
Jocelyne Hager
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Becoming familiar with MPI® and their retirement planning has been life changing for me! I'm so happy to learn I don't have to DOWNSIZE when I retire. I hope they can reach more people, I will definitely be telling my loved ones about MPI®!
Rebeca Blumenthal_Formerly Reaves
Rebeca Blumenthal_Formerly Reaves
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Donnell is very knowledgeable and informative. Explained things so that I could fully understand MPI plans and how they work. He was able to answer all of my questions and re-explain something if I didn't quite catch on. He's very personable and makes you at ease.
Kindra Watson
Kindra Watson
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My husband and I have had our MPI® plan going on 4 years now and love it! MPI® has brought us peace of mind that allows us to sleep well at night knowing our money is securely compounding protected from market risk. The coolest feature is the MPI® Match! Last year we qualified for the MPI® Match and it was mind-blowingly awesome! The opportunity to securely leverage money inside of our policies is incredibly powerful and excites us about our ability to create the financial future of our dreams!
Aidan Stout
Aidan Stout
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As a young person looking ahead to retirement, I knew I had time to get there. So any retirement vehicle that did not secure the account during down years was an easy NO. MPI® not only builds upon security, but it will create an increasingly valuable tax-free income stream as well as leverage securely to create higher distributions in retirement, relative to the other mainstream strategies. When it comes to retirement, would you rather follow the crowd and the noise, or the math?
Nash Vogeler
Nash Vogeler
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Those who don't have the knowledge of Compound Interest in their life, I highly encourage it! I know many friends and family that downsize and retire broke. Curtis Ray is brilliant and knows the secrets to getting you "The Retirement You Deserve!" and becoming a millionaire!
Boris Lovato
Boris Lovato
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Fantastic stuff! I am so glad I got this valuable information for free and all it took was less than 2 hours for me to go through. Didn't even break a sweat. Thanks Curtis and team for making this happen! Woot woot!
Osvaldo Gutierrez
Osvaldo Gutierrez
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Recently getting married and becoming a first time dad made me realize I had to start thinking about my future. I had look into a ROTH IRA but was not pleased to find out that I would only be able to take out 4%!!! With MPI® my money will grow and I won't have to worry about market risk while also having life insurance. Lance and Kindra were amazing walking me through the process. They made sure to answer every question I had about MPI® and how it compared to other options. At the end of the day I feel happy and relieved that I'm doing something not only for my future but for my baby's future.
Niko Salgado
Niko Salgado
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It's been almost a year since I stared with MPI, and I learned about it and had reached out to Curtis on IG and had all my questions answered. Before even applying, he had me do some research and read a few books to understand the process and I feel I was well informed. Deenise was the agent that helped me complete my process and was very knowledgeable and was able to answer any questions I had. She periodically checks in on me and so far I've been pretty happy with the outcome!
Celeste Dana
Celeste Dana
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Curtis and his MPI® team have been great to work with. We took a few months to do our research and Curtis patiently answered our questions and gave us the numbers until we determined that this is a very sound investment in our future.
Michael Stephens
Michael Stephens
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Greetings,
I wanted to offer my assessment/review of how we feel about this new chapter. You have been everything we needed to put the necessary insurance and protection in place. You and your team have added value and understanding to our short and long term goals. We believe that with this information we will leave our blueprint on future generations.
Again, your and your team have been OUTSTANDING!!!!
Betty Ray
Betty Ray
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Curtis Ray and his associates are very knowledgeable, informative, honest, and helpful. They have prepared my husband and I (his parents), a plan that will provide us a retirement for our latter years. Thanks to this excellent company!
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