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Last updated: October 28, 2024
Flexible premium adjustable life insurance policy with index-linked interest crediting options based on financial market indices. The benefits, values, periods of coverage, and premiums needed to keep the policy in force may vary over time. The actual rate of interest is based on the actual performance of the index. Interest rates, policy charges, loans and withdrawals may reduce available cash values and death benefits. Under some circumstances, certain amounts received from an IUL policy are subject to taxes. You may surrender the policy, but depending on the timing of the surrender, a surrender charge may apply. You may also take a loan from the value of the policy. If interest credited to the policy is zero or less than the interest charge on the loan, the policy may lapse. If the policy lapses while a loan is outstanding, you may have adverse tax consequences. You should consult with your personal tax advisor. Underwriting Insurance companies of IUL policies sold are not affiliated with MPI® and do not sponsor, administer or promote any portion of the MPI® Strategy.
By contacting us, you may be offered information regarding the purchase of individual life insurance products. Products may not be available in all states.
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* Suncor, MPI®, and multi-policy indexing are not affiliated or associated in any way with the Motion Picture Industry Pension and Health Plans.
Copyright © 2022 MPI® UNLIMITED LLC. All Rights Reserved.
Copyright © 2022 MPI® UNLIMITED LLC.
All Rights Reserved.
Insurance Professional – Insurance Professionals are licensed insurance agents in the states in which they are offering insurance products.
IUL – Flexible Premium Adjustable Life Insurance Policy with Index-linked interest crediting options based on financial market indices.
Underwriting Insurance companies of IUL policies sold do not sponsor, or promote any portion of the MPI® Strategy.
Permanent insurance means that this policy will continue until the maturity date as long as the surrender value has enough cash value to pay the monthly deductions on each deduction date.
Policy loans are subject to an interest rate charge ranging from 4-6%. Loan interest is due on each policy anniversary. If you do not pay the interest when due, that interest will be added to the principal amount of the loan and will be charged interest at the same interest rate as the loan. If there is not enough surrender value available to pay the loan interest when due and you do not make a loan interest payment, the policy will terminate, subject to the grace period provision of the policy.
The actual rate of interest may be higher or lower based on the actual performance of the index. Under some circumstances, certain amounts received from an IUL policy may be subject to taxes.
All examples shown are for illustrative purposes only and are hypothetical in nature.
By contacting us, you may be offered information regarding the purchase of individual life insurance products. Products may not be available in all states.
